When buying a product or service, many people use their debit card to make the payment. But before you use your debit card, stop and think whether it is the best way of making that particular payment.

Debit cards and credit cards are quite different and they have their own advantages and disadvantages. There are different levels of protection provided in these cards – the most important difference being that a debit card gives direct access to your checking account, which means it is riskier. [Read more…]