Although credit card consolidation loans are not the absolute way out of your debt dilemmas, it can help you in maintaining your good credit or reestablish your credit. However, you should first have a consolidation plan, which will tell you that you really have to avail of such loans. After which, you have to discern whether you are qualified for the loan, which intends to aid in your credit card debts. Most of these loans are offered in numerous banks. You only have to know the requirements in order to qualify. Generally, such requirements include the following: