Eating out can be a major source of wasteful expenditure. It does not mean that you should completely avoid restaurants. All you need to do is to act smartly when you are making this expense.

Don’t be impulsive

Get rid of the habit of stopping by at restaurants every now and then. Instead, you should plan the days you will be going to a restaurant. Keep a track of your weekly or monthly expenditure on eating out. Allocate some money for this expense and do not exceed your budget. [Read more…]