Bad Credit Loan vs Good Credit

Financial savvy persons have no difficulty differentiating a bad credit loans or debt to good credit or debt. The clear distinction between the two helps individuals and companies to make wise financial decisions. It is not a clear-cut distinction that one is bad and the other one is good. It takes much more than that to distinguish the one from the other. [Read more…]

Average Credit Score

A hot topic nowadays that has been the subject of many books is credit score. A person’s credit score is the numerical interpretation of his credit behavior. It basically is your grade on how well you pay, if you pay on time, etc. It is also known as a FICO score and was invented by Fair Isaac. [Read more…]

Good Credit Score

Some people are good with money – Some people are not. Some people are drowning in debts – Some people are not. Some people run away from their obligations. – Some do not. Some have bad credit records – Some do not. If you’re one of those who unfortunately have bad debts, do not worry because you can do something about it. Be assured that there are a lot of programs that can help you. Anybody can have a good credit score if they know what to do. [Read more…]

What is a Good Credit Score

As consumers we have been hearing a lot about credit record or credit score. Many would agree that these two mean a lot since they are bases for anything that has to do with finances. There is a great deal being extended to this because in reality, we can never function properly in society if our credit reputation is stained. But what is a good credit score, really? [Read more…]