Only last month, one of my close friends spotted a big error in his credit report. His home mortgage was wrongly shown as unpaid when it has been paid for over a year now. Such errors in credit reports are not uncommon and it is a good idea to check yours to avoid getting bad deals on future loans. If you find an error in your report, then do not panic as it is not difficult to get the mistakes corrected. [Read more…]
Common Misconceptions about Credit Scores
A number of misconceptions float around about credit scores; most of them are actually propagated by totally profit centered debt settlement companies. It is important to be aware of what is true and what is not, to avoid getting fooled by manipulative people. Here are some of the popular misconceptions about credit scores. [Read more…]
How to Improve Your Credit Score
The recent turmoil in the economy has made credit card companies much more selective about who they give a card to. Only those who have good credit record are able to get a credit card with lucrative terms. [Read more…]
