Quite frequently, applicants for life insurance policies tell various lies in their application in order to get a policy or to be eligible for lower premiums. But you have to be extremely cautious as these lies can make your life insurance policy useless in the long run. [Read more…]
How Health Insurance Deductibles Can Reduce Your Premiums
Health insurance premiums are recurring expenses that have to be met consistently and on time in order to ensure proper coverage for medical expenses. In tough times like the recent recession, such recurring expenses can put a huge strain on finances causing many people to default on payments and leave themselves exposed to further financial burden when medical emergencies occur. [Read more…]
Get a Health Savings Account to Manage Your Medical Expenses
If you are worried about rising medical costs and the skyrocketing premiums on health policies, you should consider opening a health savings account (HSA). These accounts not only offer you a great way of lowering your medical expenses, they also act as a tax free deposit, which you can tap into when you retire. [Read more…]
