Roth 401(k) is a retirement savings plan which combines the features of Roth IRA and a traditional 401(k). If you are expecting an increase in tax rate when you retire, then Roth 401(k) plan is likely to be beneficial as the tax distributions after the maturity age will not be taxable. Also while switching employers, Roth 401(k) plans can be rolled over to a Roth IRA or to another Roth 401(k), which is a great flexibility that you can use. [Read more…]