Hard times have hit upon everyone since the financial crisis. If you have suffered the severe setback of losing a steady income, you need to take stock of your financial position and look for ways to get out of your problems.

You are probably wondering how you are going to meet your credit card and mortgage payments till you find a new job or another source of income. You may have savings but they will only suffice for a year at the most. The cost of living remains more or less the same and the prices of many products have even risen. You need a plan to manage your money and safely get past these expenses. [Read more…]